Savings and Retirement

Roth or traditional IRA? It comes down to whether your tax rate is lower now or in retirement. See the 2026 math with real numbers, new income limits and who should pick which.

Social Security benefits will rise 3.6% in 2027. The average retired worker gets about $74 more a month, from $2,071 to $2,145. See when the increase starts, how Medicare Part B affects it and what your new check will be.

U.S. gas averaged $4.35 a gallon in October 2026, about $1.23 more than a year ago. See why prices are high, how much more you are paying and 8 ways to protect your budget.

On October 1, 2026, the 10-year Treasury yield hit 5.33%, its highest since 2002. Here’s what rising bond yields mean for your mortgage, credit cards, savings, CDs, bonds and 401(k).

At 4% APY, $10,000 earns $400 in a 1-year CD and about $2,167 over 5 years. See interest by term and rate, taxes, penalties and CD vs. savings.

A good target is 20% of your take-home pay. See savings targets for every income, what monthly savings grow to and how to split money between goals.

Aim for three to six months of essential expenses. See targets for every budget, how long it takes to save, and where to keep your emergency fund.

A simple rule: save 25 times the yearly income you need from savings. See targets for every income level, how long $1 million lasts and how your retirement age changes the number.

Get your full employer match, then aim for 15% of pay. See what 3%, 6%, 10% and 15% grow to, what each costs per paycheck, and 2026 limits.

$10,000 grows to about $19,672 in 10 years at 7%, or $14,802 at 4%. See the numbers at every rate, what monthly deposits add and how inflation changes the picture.