Florida Paycheck Calculator
Estimate your Florida take-home pay per paycheck with this Florida paycheck and wage calculator. Florida has no state income tax, so only federal income tax, Social Security and Medicare come out of your wages. Works for salary or hourly pay, with 2026 IRS tax brackets and the $15 minimum wage that took effect September 30, 2026.
Florida has no state income tax on wages, so only federal income tax, Social Security and Medicare are withheld.
Estimate only. Spreads your 2026 annual tax evenly across paychecks, so it can differ slightly from IRS withholding tables. Does not include local taxes, the tips or overtime deductions, or other benefits.
Your pay: per paycheck, month and year
| Per paycheck | Per month | Per year |
|---|
What comes out of a Florida paycheck
Florida has no state personal income tax, and its cities and counties do not tax wages either. A Florida paycheck usually has only these taxes withheld:
| Tax | 2026 rate | Notes |
|---|---|---|
| Federal income tax | 10% to 37% | Based on your taxable income, filing status and Form W-4 |
| Social Security | 6.2% | On wages up to $184,500 |
| Medicare | 1.45% | Plus 0.9% on wages above $200,000 |
| Florida state income tax | None | No state or local tax on wages |
Florida’s reemployment (unemployment) tax is paid by employers, not taken out of your check, and the state has no disability insurance payroll tax. Pre-tax deductions such as 401(k) contributions and health insurance premiums still come out before you are paid.
Florida minimum wage take-home pay
Florida’s minimum wage rose to $15.00 an hour on September 30, 2026, up from $14.00, the final step of the increases voters approved in 2020. The minimum cash wage for tipped workers rose to $11.98 an hour, with tips making up the difference.
- Full-time at $15.00 (40 hours, 52 weeks)$31,200
- Federal income tax (single, standard deduction)$1,564
- Social Security + Medicare$2,387
- Take-home pay per year$27,249
- Per biweekly paycheck$1,048.05
That is about $13.10 an hour after taxes. Tipped workers can also check the federal No Tax on Tips deduction, which can lower federal income tax on qualified tips when they file their return.
Florida tipped workers: how a $11.98 paycheck works
Florida lets employers count up to $3.02 an hour of tips toward the $15.00 minimum wage, so servers, bartenders and other tipped workers can be paid a cash wage of $11.98 an hour. Two rules protect the worker: tips plus the cash wage must reach at least $15.00 for every hour, and the employer must make up any shortfall.
- Cash wage, 30 hours at $11.98$359.40
- Reported tips for the week$420.00
- Total pay for the week$779.40
- Minimum required (30 × $15.00)$450.00
- Effective hourly pay$25.98
Social Security and Medicare are owed on reported tips as well as the cash wage, so taxes are taken from your paycheck even when tips are paid in cash. Because Florida has no income tax, the federal No Tax on Tips deduction is the only income tax break that applies to tips here. It lowers federal income tax when you file, not FICA.
Florida pay rules most workers do not know
Florida has fewer payroll laws than many states. Here is what that means for your paycheck.
| Question | Florida answer |
|---|---|
| How often must I be paid? | Florida has no state pay-frequency law. Your employer sets a regular payday, and federal law requires you to be paid for every workweek on that schedule. |
| When is my final paycheck due? | Florida has no state deadline. In practice it is usually paid on the next regular payday. |
| Unpaid minimum wage | Before you can sue, you must give your employer written notice and 15 days to pay what is owed (Florida Statutes section 448.110). |
| Future minimum wage raises | The $15.00 rate was the last fixed $1 step from the 2020 amendment. Future increases follow inflation. |
| Homeowners | The homestead exemption can take up to $50,000 off the assessed value of your main home, and Save Our Homes caps yearly increases in that assessed value. |
Florida’s state sales tax is 6%, and most counties add a local surtax, which is where the state collects much of the money other states raise through income tax.
Florida wage calculator: take-home pay by hourly wage
Full-time pay (40 hours a week, 52 weeks) for a single filer with no deductions, starting at Florida’s $15.00 minimum wage:
| Hourly wage | Yearly gross | Federal tax + FICA | Take-home per year | Per biweekly check |
|---|---|---|---|---|
| $15.00 | $31,200 | $3,951 | $27,249 | $1,048.05 |
| $18.00 | $37,440 | $5,177 | $32,263 | $1,240.89 |
| $20.00 | $41,600 | $5,994 | $35,606 | $1,369.45 |
| $25.00 | $52,000 | $8,038 | $43,962 | $1,690.85 |
| $30.00 | $62,400 | $10,082 | $52,318 | $2,012.25 |
| $40.00 | $83,200 | $15,839 | $67,361 | $2,590.82 |
Hours, overtime and deductions change these numbers. Our overtime pay calculator shows what extra hours add.
Florida take-home pay by salary
For a single filer with no 401(k) or other deductions, paid every two weeks in 2026:
| Salary | Federal tax | FICA | Take-home per year | Per biweekly check |
|---|---|---|---|---|
| $40,000 | $2,620 | $3,060 | $34,320 | $1,320.00 |
| $50,000 | $3,820 | $3,825 | $42,355 | $1,629.04 |
| $60,000 | $5,020 | $4,590 | $50,390 | $1,938.08 |
| $75,000 | $7,670 | $5,738 | $61,592 | $2,368.94 |
| $100,000 | $13,170 | $7,650 | $79,180 | $3,045.38 |
These amounts are the same in every state without a wage income tax. Someone earning $60,000 in a state with a 5% income tax would take home about $3,000 less a year. Compare any state with our main paycheck calculator.
Frequently asked questions
How do I calculate my take-home wages in Florida?
Multiply your hourly wage by your weekly hours and 52 to get yearly gross pay, then subtract federal income tax, Social Security (6.2%) and Medicare (1.45%). Florida has no state income tax. At $20 an hour, full time, a single filer earns $41,600 a year and takes home about $35,606, or $1,369.45 every two weeks.
Does Florida have state income tax?
No. Florida does not tax personal income, and its cities and counties do not tax wages. Florida paychecks have only federal income tax, Social Security and Medicare withheld, plus any pre-tax deductions.
How much is $60,000 a year after taxes in Florida?
For a single filer with no deductions, $60,000 a year in Florida is about $50,390 after federal income tax, Social Security and Medicare in 2026, or about $1,938.08 per biweekly paycheck.
What is the minimum wage in Florida in 2026?
Florida's minimum wage rose to $15.00 an hour on September 30, 2026, and the tipped minimum cash wage to $11.98. Full-time at $15.00 an hour is $31,200 a year, or about $27,249 after federal taxes for a single filer.
Do Florida employees pay unemployment tax?
No. Florida's reemployment tax is paid by employers only. Florida also has no state disability insurance tax, so nothing extra is withheld for these programs.
When do I get my final paycheck in Florida?
Florida law sets no deadline for a final paycheck, so most employers pay it on the next regular payday. Unpaid minimum wage or overtime can still be claimed under state and federal law.
What is the tipped minimum wage in Florida?
Since September 30, 2026 it has been $11.98 an hour in cash wages, with a tip credit of $3.02. Tips plus the cash wage must equal at least $15.00 for every hour worked, or the employer must pay the difference.
This calculator is for educational purposes only and is not tax advice. It estimates 2026 federal income tax, Social Security and Medicare from IRS and Social Security Administration figures. Your employer’s withholding depends on your Form W-4 and IRS withholding tables, and may differ slightly.